Abolition of cash operations in OBERBANK and the restoration of the measure of value through COSMIC.
Authors: Katherine Ridley, Matthew Hale, Dr. Evelyn Monroe Under the guidance of the Anonymous Architect “When the form of exchange disappears, the measure of trust disappears with it. When the measure disappears — the system begins to believe itself eternal. Only what can be held in…Read More
When the First Banks Appeared and What Happened to the Banking Idea.
Publication date: November 1, 2025 Author: Katherine Ridley (Digital Protocol Architecture) Supervised by: Anonymous Architect IV. The Turning Point of the Banking Idea Originally, banks were instruments of trust, accumulation, and protection of wealth. But in the 19th–20th centuries, their function changed: the banking system transformed…Read More
Expansion of the Banking Idea Beyond Europe.
Publication Date: October 15, 2025 Author: Gabriela Singh (Law and Identity) Supervised by: Anonymous Architect United States. The first bank — Bank of North America — was founded in Philadelphia in 1781 to finance the War of Independence. Later came the First Bank of the United…Read More
When the First Banks Emerged and What Happened to the Banking Idea.
Publication Date: October 1, 2025 Author: Dr. Evelyn Monroe (Cognitive Epistemology) Supervised by: The Anonymous Architect I. The Earliest Forms of Banking Practices The origins of banking date back more than three thousand years. In Mesopotamia, temples and palaces already kept records of grain, silver, and…Read More
COSMIC as a Global Micro-Hub of Civilization.
Date of Publication: September 27, 2025 Authors Anonymous Architect Dr. Evelyn Monroe (Cognitive Epistemology, Philosophical Analysis) Katherine Ridley (Architecture of Financial Protocols, COSMIC) Matthew Hale (Innovative Economic Models, COSMIC) Luisa Marinelli (Educational Communications, COSMIC) COSMIC Linguistic Group Introduction In the second half of the 20th century,…Read More
