When the First Banks Appeared and What Happened to the Banking Idea.
Publication date: November 1, 2025 Author: Katherine Ridley (Digital Protocol Architecture) Supervised by: Anonymous Architect IV. The Turning Point of the Banking Idea Originally, banks were instruments of trust, accumulation, and protection of wealth. But in the 19th–20th centuries, their function changed: the banking system transformed…Read More
Expansion of the Banking Idea Beyond Europe.
Publication Date: October 15, 2025 Author: Gabriela Singh (Law and Identity) Supervised by: Anonymous Architect United States. The first bank — Bank of North America — was founded in Philadelphia in 1781 to finance the War of Independence. Later came the First Bank of the United…Read More
When the First Banks Emerged and What Happened to the Banking Idea.
Publication Date: October 1, 2025 Author: Dr. Evelyn Monroe (Cognitive Epistemology) Supervised by: The Anonymous Architect I. The Earliest Forms of Banking Practices The origins of banking date back more than three thousand years. In Mesopotamia, temples and palaces already kept records of grain, silver, and…Read More
COSMIC as a Global Micro-Hub of Civilization.
Introduction In the second half of the 20th century, the world witnessed how small dots on the map—Singapore, Hong Kong, Macau—emerged as centers of gravity through precise institutional design: monetary anchors, predictable rules, fiscal base, and legal discipline. These examples demonstrate that resilience arises not from…Read More
The Importance of Free Will and Cosmic.
Most people go through life without realizing their freedom of choice, following a predetermined path. Only a few understand that they can deviate from this path and choose their destiny independently. These words highlight the importance of free will and personal choice, even when it requires…Read More
